Retirement & DROP

Annual Retirement/DROP Workshop – March 13, 2020

The district will be providing a Retirement/DROP workshop for eligible employees on Friday, March 13th from 12:00 (noon) to 4:00 p.m. at Mainland High School in the Performing Arts Center. 

WHEN: March 13, 2020

Contracted Employees Only

Those employees who are planning to retire within the next 5 years or who plan to enter DROP within the next year

REGISTRATION: Please click on the following:
2020 Retirement  Workshop Registration 
Please complete the information and send it by March 1, 2020.

Mainland High School
Performing Arts Center

Please view the campus map here:
Mainland High School Campus Map

  • Florida Retirement System Plans
  • Social Security
  • Life Insurance
  • Medicare Supplemental Information
  • Health/Dental Insurance
  • Sick/Annual Leave, Taxes, etc.

You may view the agenda here: Workshop Agenda  


Registration is required. Seating is limited and will be based on a first come, first serve basis. Remember, the March session is offered to employee only - no guests.
For more information, please contact Deia’ Goff, Retirement Specialist, at extension 20311 or by e-mail to

Items included in this section are:

  1. Retiring from Volusia County Schools - Frequently Asked Questions and Retirement Appointments
  2. The Florida Retirement System (FRS) - includes FRS Beneficiary forms and links to available videos
  3. 2019 Retirement Workshop
  4. Retiree Insurance Benefits


1.)   Retiring from Volusia County Schools - FAQs and Appointments

There are many frequently asked questions (FAQs) related to retirement that you may also have such as:

  • How do I prepare?​
  • Do I have choices?
  • Who can I contact to assist me with my retirement paperwork and questions?
    • Please contact Deia' Goff at: or 386.734.7190 ext. 20311 for assistance with your retirement paperwork, to schedule an appointment to review and finalize your retirement paperwork, or to go over any questions you may have about retiring from FRS.
  • I'm in DROP but if I want to leave early, what do I need to do?

For specific questions regarding Retirement and DROP, you may contact the Florida Retirement System (FRS) at (844)377-1888 or visit the FRS website (link below) which contains up-to-date news and information. FRS employees can answer all of your personal questions, provide information on creditable years of service and eligibility with precise accuracy. To access general information about the FRS programs, you may use the​​ following link: FRS Programs. You can also visit the Division of Retirement website to create a user ID and password for access to your personal retirement information.

Other publications you may find helpful at FRS Publications include:

  • Working After Retirement - Investment Plan Important- If you return to FRS-covered employment after taking an Investment Plan distribution (effective for reemployed service on or after July 1, 2017), you are considered a "reemployed retiree" or "renewed member". As an Investment Plan renewed member, you are required to participate in the FRS Investment Plan. Please click on the link above for detailed information.
  • Working After Retirement - Pension Plan

Volusia County Schools Contact information:  Deia' Goff, Retirement Specialist, (386)734-7190​ ext. 20311, [NOTE:  The Volusia County School Board does not offer any type of financial planning services. Financial planning & counseling services are available through the Florida Retirement System.  You may visit the  Division of Retirement for more information or contact a certified financial planner.]


2​.)  Florida Retirement System (FRS)

FRS Logo


The Florida Retirement System (FRS) website contains information about the Florida Retirement System (FRS) - the fourth largest public system in the nation - including:

FRS Videos and Webcasts created to allow you to view short presentations explaining various FRS Pension Plan topics. You can also view a printed copy of each clip by clicking on the PDF link after each title.

Forms  provides an alphabetical and categorical list of FRS forms and packets, including those needed for service and disability retirement, as well as the forms needed to enter DROP.

Legislation, Laws and Rules: summary of retirement bills introduced for consideration and/or enacted by the Florida Legislature, along with Florida retirement rules and laws.

Employee Page:  provides FRS members access to their personal retirement account information, along with in-depth information about the Deferred Option Retirement Program (DROP).

Retiree Page:  provides information and links to items of particular interest to retirees and other beneficiaries of the FRS Retirement Plan.

Beneficiary Information - When is the last time you checked/updated your beneficiary information at FRS? The forms are different depending upon the retirement plan you have - pension plan, DROP participant, investment plan or if you are already receiving a pension benefit. Even if you are single and have no dependents, you should still have a beneficiary so at the very least your 3% contribution you are making towards your retirement goes to someone. Attached are the forms that may be completed and sent/faxed to FRS or you can complete the forms on-line at

FRS Financial Planning Online Workshops

Want to get smarter about your financial health, but don’t have a lot of time to spare? Good news! The FRS offers free financial planning workshop webcasts for FRS-covered employees that you can attend right from your desk. You may attend as many workshops as you wish.

To register for a workshop call 1-866-446-9377, Option 2 (TRS 711), or go to the workshop registration page and after login, select “Attend a Workshop”, then “A WEBINAR” under the County drop down box (be sure to select “A WEBINAR” and not the county you live or work in). Under the “Workshop” drop-down box, choose the workshop you wish to attend, then click “Next to select a date.

If you sign up to attend an online workshop you will receive details for logging in and participating a few days prior to the workshop. Employees in the Tallahassee area can attend the workshops in person at the State Board of Administration, 1801 Hermitage Boulevard, Tallahassee, FL 32308. 

To view FRS Quick Clips that provide information on how to log in to FRS Online, Retirement without DROP, DROP Retirement, Benefit Payment Options please use the following link: Retirement Information for Members


3. 2019 Retirement Workshop

The following are presentations that were provided at the March 9, 2018 Retirement Workshop:

​Presenters Presentation

​Sandy Higginbotham

Director of Insurance & Employee Benefits

2019 Health Insurance and Medicare 101 FINAL.pdf
Marina Welding, BENCOR

Sick-Annual Leave, DROP Accounts, Taxes and Planning 

BENCOR Presentation - volusia 2019.pdf

​Diane Spearin

Ernst and Young

Florida Retirement System (FRS)

Understanding the FRS Pension Plan

2019 ALL Classes FRS Presentation.pdf

​Social Security

Jesssica Srinivasan

Social Security Administration

Social Security

Social Security Retirement Planning 2019


4. Retiree Insurance Benefits

Note: Annual Enrollment will be held from August 7th through August 21st at 5 PM for the plan year beginning October 1, 2019 through September 30, 2020.

Annual enrollment is the only time of year to add, delete or make changes to your existing insurance coverage without a qualifying event. Changes made during annual enrollment will become effective October 1, 2019.

Other information from the 2018- 19 plan year that may be helpful in determining your best plan:

  • Need more assistance? You may call (386)615-5015 from 8:00 a.m. to 8:00 p.m., seven days a week to speak with someone regarding your concerns.






Medicare Supplement Information

A Medigap policy is health insurance sold by private insurance companies to fill the "gaps" in Original Medicare coverage. Medigap policies help pay some of the health care costs that the Original Medicare Plan doesn't cover. It's important to compare Medigap policies because costs can vary.

Generally, when you buy a Medigap policy you must have Medicare Part A and Part B. You will have to pay the monthly Medicare Part B premium. In addition, you will have to pay a premium to the Medigap insurance company.

For additional information on Medicare and/or Medigap policies, including why you would want to buy one and information about what Medigap policies cover, please click on this document:

NOTE: If you are a VCSB retiree and cancel your coverage through the School Board to pick up a Medigap policy, you will not be allowed to re-enroll with VCSB in the future.

Other Information Links

Other Helpful Links