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Overage Dependent Rules

Dependent Age Limits

Medical and Vision

  • All dependents until the end of the year in which they turn age 26, or until age 30, unmarried, live in Florida or are a full-time student, have no dependents of their own, are not enrolled in other coverage and are not entitled to coverage under Medicare

Dental

  • All dependents until the end of the year in which they turn age 25, or until age 30, unmarried, live in Florida or are a full-time student, have no dependents of their own, are not enrolled in other coverage and are not entitled to coverage under Medicare

Life and AD&D

  • Unmarried dependents until the end of the year in which they turn age 30, or to any age if disabled

Critical Illness and Hospital Indemnity

  • Unmarried dependents until the end of the year in which they turn age 30

Accident and Permanent Life

  • All dependents until the end of the month in which they turn age 26

Dependent Documentation