Disability and Life Insurance
- Short Term Disability = Gold Plan
- Long Term Disability = Platinum Plan
- Unum Disability Brochure
- 2016-2017 Disability Rates - Rates have not changed since the 2014-2015 plan year.
Unum is committed to providing disability claimants with specialized expertise and responsive service including preparation for a planned absence, such as required surgery or medical treatments, or assistance after a disabling accident, injury or illness.
For most individuals, however, the process of filing a claim and working with an insurance company toward a return to a productive lifestyle can be confusing - even intimidating. That's why Unum has created a convenient, easy to use website for claimants to access as they begin the disability claims process.
Visit the Unum website for more details.
UNUM Disability Memo and Claim Form (2016-2017) (MEMO CONTAINS IMPORTANT CLAIM SUBMISSION INFORMATION. DO NOT SUBMIT COMPLETED CLAIM FORMS DIRECTLY TO UNUM.)
Each year, Unum manages nearly a half million new disability income protection claims and pays more than $3.7 billion in financial benefits. They recognize that a disabling illness or injury creates emotional, physical and financial challenges. That’s why it’s important to help our employees understand how Unum is going to work with them on their disability claim, how long specific steps in the claims management process should take, and how Unum's expertise and experience assure them that they are being served effectively and efficiently.
Basic & Supplemental Life Insurance
The Basic and Supplemental Life Insurance Coverage offered through UNUM Life Insurance Company provides you with a flexible, comprehensive and convenient insurance benefit. Accidental Death and Dismemberment Insurance provides additional protection against financial hardships that can occur when death is the result of an accident. It can also help during a recovery and rehabilitation period if you suffer an accidental dismemberment.
The supplemental plan allows you to choose the amount of coverage you need at affordable group rates. Premiums are conveniently payroll-deducted for employee and dependent coverage.
If a husband and wife both work for the school district, they cannot cover each other nor can they cover the same child or children.